The Trick to Transfer Credit Card Balance to Bank Account

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Trick to Transfer Credit Card Balance To Bank

How to Get Credit Card Balance As Cash Amount? Read This Post

Transfer Credit Card Balance To Bank Account Free Without Any Charges, When You Want To Try To Transfer Credit Card Money Into The Bank Account. So For That, You Use A Lot Of Applications Or Wallet.

Also Read – [Official] Trick To Transfer Mobikwik SuperCash Into Wallet

But There Are Also Charged For Adding Your Credit Card Money To That Wallet Application. or Also Charged When You Transfer Money From That Application Wallet To Your Bank Account. So, You Have To Pay Overall 5 To 8 Percent Extra Money Charges.

The Trick to Transfer Credit Card Balance to Bank Account
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If You Are Searching to transfer your Credit Card Balance To a Bank Account, In This Article, You Can Withdraw Your Credit Card Money Instantly To Any Wallet. (It Is Free Of Cost If You Transfer In A Wallet) But If You Want To Transfer To Your Bank Account You Have To Pay Charge Almost 3 To 4 Percent Charges. Using Some Trusted Or Good Application You Can Use For Transfer Balance To Bank Account.


What Is a Credit Card

Using A Credit Card Is Similar To Taking Out A Loan. You Are Borrowing Money To Pay For Something You Want Or Need, and you Are Responsible For Paying That Money Back. A Credit Card Is Similar To An ATM card Or Debit Card Which You Can Use To Buy Goods At The Megastore Online Or Anywhere Else Where Credit Cards Are Accepted As One Of The Payment Methods.

The Amount Is Not Debited Instantly From Your Account Linked To The Credit Card. Instead, The Outstanding Balance Is Accumulated During Your Credit Card Monthly Cycle Based On Your Purchase.


Before Going To See What Exactly Is A Credit Card Monthly Cycle We Need To Understand That Is Very Much Important To Pay The Credit Card Monthly Bill In Full Instead Of Paying Just The Minimum Balance That Most Of The Credit Card Companies Want You To Pay To Keep Your Credit Active Also Most Of The Credit Card Companies Do Not Charge Any Annual Fee On Your Credit Card Depending On The Type Of Card.

Credit Card Monthly Cycle, Every Credit Card Has A Different Monthly Cycle That You Can Change Based On Your Preference.

Also Read

Transfer Credit Card Balance To Bank account Using Paytm

Paytm is One Of The Best E-Wallet Applications with More Than 100 Million Users Using It In the Play Store Paytm Have A 5-star Rating So let’s Know About Transfer Credit Card Balance To a Bank Account

  1. Download The Paytm App From Google Play Store If Already Have that’s Good.
  2. If You Are A New User Create Your Account Using your Email ID or Mobile Number If You already Have an account Then log in.
  3. Now, The Best Method Is That You To Add Money to your Paytm Wallet Or Transfer Balance to your Bank Account
  4. Now How To Add Money In Wallet Open The Paytm Account Where You See The Option ” Add Money”  Click On That Now Select ” Paytm Wallet” Now Enter Your Amount Want To Add In A Wallet Just Example  ₹ 3,150 Click On ” Proceed To Add Money “.
  5. Now You See Below Many Payment Options Select the ” Credit Card” Option and Enter Your Details Like “Card Number”, and Expiry Validity Date, Or Enter Your CVV Number. Now Click On ” Pay “.
  6. After That, You Have Two Options Verify With OTP or an Online Password. So, You Can Select Anyone. If You Select Otp You Get A Number In Your Registered Mobile Now Enter It Or Click On “Submit”

Now Your Money Is Added To Your Wallet You Get A Notification In Paytm “Money Add Successfully” Without Any Charges

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Transfer Money From Paytm Wallet To Bank Account Without Any Charges

If You Transfer Money From Paytm Wallet To Bank Account You Have To Pay An Additional 5% Charge to Paytm Detect Some Additional Charges For Maintenance. So If You Want To Transfer Money Without Paying Any Additional Charges You Have To Follow Some Steps:-

You Have To Add A Back Account In Paytm For Transfer Money.
  1. Open The Payment Wallets,  Now Click On The Above-Left Side Profile Button You See An Option ” Payment Settings ” Click On That to show ” Saved Payment Details” Click On That now, and you will See Below. ” Add Money Refund Back To Source ” Enable That Option.
  2. Now Go To The Option ” Passbook ” Option On the Home Page ” You Add Money In Paytm Wallet and Show History details in Passbook  You See There ” Returned To Bank ” Option Click On That If You Have 500 Money In Paytm Wallet So You Transfer Maximum Five Hundred In Bank Account ( You Can Transfer Money To Your Bank Account As Much As There Will Be Money In Your Wallet.)
  3. After That When You Click On ” Return To Bank ” Just Example In the Above Recently Added ₹ 3150 To my Wallet Through a Credit Card I Have To Transfer to the Bank Now I Go To The Passbook Section Where See My History Details ” I Click On Return To Bank ” So Now Click On Confirm “
  4. Now  Received A Notification ( Your Request Is Successfully Submitted. Your Bank Could Take Up To 7 Working Days To Credit The Amount To Your Bank Account)
  5. But It Doesn’t Take 7 Days It’s transferred in A Day Or Instantly At That Time. When You Request To Add Money.

Now Done You Have Transferred Your Money Into Your Bank Account Without Any Additional Charges. Follow These Steps You Can Easily Transfer Money In Bank Account. If You Direct Transfer To Bank Account You Have To Some 5 % Additional Charges.

Transfer Credit Card Balance To Bank Account Using Mobikwik

Mobikwik Is Also One Of The Most Trusted Apps With A 5-star Rating In the Play Store Almost More Than 15 Million People Using This App You Can Pay With Mobikwik Railway, Air, Bus, Flight, Recharge, Dth, Or Many More. If You Want To Transfer Money Through Mobikwik Follow These Steps. Must Ensure Your Kyc Is Complete Before Transfer. But If You Transfer With Mobikwik You Have To Pay a 4 Percent Additional Charge According To Rbi Guidelines Transfer Credit Card Balance To a Bank Account

  1. Download The Mobikwik App From the Play Store If Already installed it then open the App.
  2. Login Into The Account If You’re a New User Create Your Account With your Email ID and Mobile Number.
  3. Now Go To The ” Wallets Ballance” Click On That > Add Money In Wallet Balance
  4. Now Enter Your Amount To Add Now “Click” On Continue.
  5. Now You See the Payment Option There ” New Debit/ Credit Card” Click On That
  6. Enter Your Card Details I.E, Card Number, and Card Expiry Or Enter Cvv.
  7. Then Click On ” Pay Now” Otp Send To Your Mobile Verify Your Otp
  8. Now, You Successfully Add Your Money To The Mobikwik Wallet.

How To Transfer Money From Mobikwik Wallet To Bank Account

Now After Successfully Add Money To your Bank Wallet You Have To Transfer Money To your Bank Account Follow These Steps.

  1. Now, On The Home Page, You See ” Send Money From Wallet To Bank ” Click On
  2. Enter Your Bank Account Details, I.E Enter Your Account Name, Account Number Or Ifsc Code Now Click On “Continue “
  3. Now Enter Your Amount To Add to the Bank Account After Click That clicking on ” Continue”
  4. Confirm Payment Page Is Open All Details Of The Transaction Is Given There
  5. Now Click On ” Make Payment “
  6. Now Successfully Detect From Mobikwik Wallet And Added To The Bank Account.

Conclusion :

So, Here Are Some Methods Of Transferring the Transfer of Credit Card Balance To Bank Account With The Safe Transaction Without Any Problem As This Method You Can Add it Through Any Wallet Like a Phone, Google Pay, Bhim Upi, Yes Bank App, Airtel Payment Bank, Or Many More.

Same Method First You Have To Add Money to the Wallet And Then Transfer It To Your Bank Account, There Is The Only Way To Add Money In A Bank Account You Don’T Directly Transfer To A Bank Account.

Must Ensure That Your Kyc Is Complete. If You Have Any Query Or Any Problem Related to This Comment Below, Instantly Get Your Solution As Soon As Possible

Disclaimer – This Post is Only For Educational Purposes 

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